What are In-House Financing Car Dealers?

In-house finance car dealers provide financing through the dealership, so rather than making your payments to a bank, you will be making them to the dealership. You are still required to go through an approval process, but when you opt for in-house financing, there is a higher chance that you will be approved. Before you begin the application process, read on to find out more about in-house financing to see if it is right for you. Stohlman Volkswagen near Vienna has the details.

The Benefits of In-House Financing

When you opt for in-house financing, there is the potential to save money and get behind the wheel of a great car even quicker. Other benefits of in-house financing include:

  • Flexible interest rates
  • Higher credit score
  • Easier pre-approval
  • Extended warranties

Applying for in-house financing can be great if you are looking to build a better credit score or you want more warranty coverage on the vehicle you choose. Simply complete our online application or stop by the dealership to apply in person. You will be on the roads of Fairfax in the vehicle of your dreams quicker than you imagined. 

Information to Keep in Mind

When it comes to your money, you want to ensure it goes to the right place. Be on the lookout for in-house financing scams before you decide on this option. Here are a couple of warning signs to look out for:

  • The first warning sign is that the dealership lets you leave the lot before you both have agreed on the payment term. 
  • ”Approved” vs. “approval” – if the manufacturer approves the dealer, they are approved and have higher standards for quality whereas the latter might not.
  • The dealership does not report to a credit bureau
  • The dealership contacts you regarding the fact that the financing plan fell through so you need to provide more money. The dealership may also give you a higher interest rate than what you were told before.

Find Reliable and Affordable Financing at Stohlman Volkswagen

When you are financing at Stohlman Volkswagen, you know that you are getting an excellent deal from a reliable dealership. We want to make the financing process go as smoothly as possible. Contact us today if you have any questions. 

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855-832-9299

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8433 Leesburg Pike • Tysons Corner, VA 22182

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Open Today! Sales: 9am-7pm

Open Today! Service: 7am-7pm

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Stohlman Volkswagen 38.9243816, -77.2382036.