What is Gap Insurance?

insurance paperwork

When you are in the market for a new vehicle, one of the many decisions you will need to make is whether or not to purchase gap insurance. What does gap insurance do? It covers the difference between what is owed on the car and the actual cash value of the car when a collision occurs. Stohlman Volkswagen covers the basics of gap insurance to help you decide if this available option is right for you.


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What Does Gap Insurance Cover?

Gap insurance covers several different issues that can arise on the roads of Vienna and Fairfax. When choosing gap insurance, remember that it is designed to cover damage to your vehicle only. It does not cover bodily injuries or property. Here is an explanation of coverage:

  • Gap Insurance Covers:
    • Theft
    • Fire
    • Vandalism
    • Accident
    • Acts of nature (tornado, hurricane, flood, etc.)
  • Gap Insurance Does NOT Cover:
    • Deductible (though some gap insurance policies allow this)
    • Engine failures and other mechanical repairs/malfunctions
    • Death
    • Extended warranties

What does gap insurance do? It takes care of total loss if a collision or act of nature occurs. Even though it is optional, it is quite beneficial for many Alexandria drivers.

Do I Need Gap Insurance?

In short: no. There are many advantages to choosing gap insurance, however. And it is actually quite affordable. If you want added peace of mind behind the wheel, gap insurance is a cost-effective and budget-friendly option. Our finance team would be glad to discuss gap insurance in-depth if you have any questions.

Learn About Insurance and Finance Options at Stohlman Volkswagen

For more information about gap insurance or your financing options, do not hesitate to reach out to the team at Stohlman Volkswagen. Contact us today with any questions that you may have. We can also show you how to determine interest rates.

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Stohlman Volkswagen 38.9243816, -77.2382036.